How to Protect Your Income If Accident & illness Stops You From Working
A free, 30-minute call to help you understand what really happens when an Accident or sickness——disrupts family finances.
If you’re a parent in Ontario and
You rely on group benefits
You have term life insurance but no living benefits
You’ve never stress-tested your plan against Accident & illness
This conversation is for you.
No pressure. No obligation. Education only.
Most families plan for death
Very few plan for
Cancer
Heart attack
Stroke
Long recovery periods with reduced income
Yet these are the events that most often
Drain savings
Force parents back to work too early
Disrupt children’s lives
This is not a product pitch
In this call, we will
Review how your income is actually protected today
Explain how critical Accident & illness coverage works in real life
Identify gaps most Ontario families don’t realize they have
Show how parents protect their children’s future insurability
If there’s a fit, I’ll explain your options. If not, you’ll leave educated.
WHO THIS IS FOR
Parents with children under 12
Dual-income or single-income households
Families with mortgages or fixed expenses
Parents relying on employer benefits
Business owners & Self employed
Skilled Trades people
Who looking for quick investments opportunities
Policy shoppers price-comparing online
Anyone unwilling to have a real conversation
About Me
I’m a licensed Ontario insurance advisor with 10+ years in Financial Services, who specializes in family protection planning, with focus on living benefits and child insurability.
IFE IRIE is an education-led campaign designed to help individuals, families, and business owners
understand how money works and make informed decisions with confidence.
• IFE (Yoruba): love, origin, and foundation for generational empowerment
• IRIE: harmony, well-being, upliftment
Pillars:
Insurance
Resources
Investments
Education
IFE IRIE was created to give Canadians clarity, confidence, and control over their financial lives.
Many Canadians often assume existing systems fully solve income disruption. In practice, common payor sources have constraints:
Workplace-only coverage constraints (where applicable)
Waiting periods (common in disability structures)
Eligibility rules and claims adjudication
Benefit caps and partial replacement limitations
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